Some of the salient product features are: Secured authentication and login process. Apply Pledge Loan Against Warehouse Receipt. Initiate Loan repayment and Stock release. Initiate Warehouse Addition Request. OTP based approvals provide high security to Transactions. View Margin /M2M Calls for the Stock.
HDFC Bank Ltd. offers Rural Housing Loans @ 8.50% p.a. onwards for tenures up to 30 years to agriculturists, planters, horticulturists and dairy farmers, with customised repayment options.
Refinance of Non-Housing Loan/Plot Loans for Non- Housing (Salaried,Self Employed Professionals) Processing Fees. At Application. Once. Upto 0.50% of the loan amount or Rs. 4500/- whichever is higher + taxes and statutory levies and charges, as may be applicable from time to time. Minimum Retention Amount: Rs. 4500/-.
Step:1 Check the present rate and calculate the interest savings. Step:2 Calculate approximate cost on account of different fees and charges. Step:3 Choose the bank you want to transfer the loan to and decide if you wish to go for a top-up. Step:4 Obtain the list of the property documents deposited with the current bank.
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TDS deducted by HDFC Limited basis earlier threshold of Rs 5,000. June-30: Merger of HDFC Limited with HDFC Bank. Sep-23. Paid. 7,000. 3,750. 21,500. -. No TDS as combined interest paid is less than the new threshold of Rs 40,000 after merger.

The Marginal Cost of the Fund-Based Lending Rate or the MCLR is the minimum interest rate a financial institution needs to charge for a specific loan. It dictates the lower limit of the interest rate for a loan. This rate limit is set in stone for borrowers unless specified otherwise by the Reserve Bank of India. I5sZW. 136 443 181 365 113 43 82 25 38

housing loan rate of interest hdfc bank